The Union Co.op. Bank Ltd.
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  The Union Co-op. Bank Ltd.
  Naroda,
  B/h Old Naroda Police station,
  Naroda,Ahmedabad-382330
  Phone : (079)-22837500
  Email :
  Fax : (079)-22820943
   
 
 
 
 
Loans
It is mandatory for applicant to open savings or current account.
It is mandatory to provide required documents as per KYC norms.
Applicant should be the resident or having business within the area of operations (all over Gujarat) of the bank, allotted by the RBI.
In case of loan/overdraft facility availed against fixed or variable assets, it will be the responsibility of the party to obtain insurance if favor of bank covering the full amount and risk associated with the asset or stock.  Also the party has to submit the copy of the insurance policy receipt to the bank.
As per the bank’s policy the loanee should be the shareholder/nominal member of the bank.
To avail loan/overdraft facility, all applicants have to provide one or two guarantors (as may be the case), who are eligible to become guarantors by the banking regulations and should be the shareholder/nominal member of the bank.

If there is any difference in interest rate of loan/overdraft at the time of availing credit facility, the current interest rate will be considered for that particular loan/overdraft facility.
  In case of Cash Credit, the party has to achieve annual turnover of at least 5 times more than the sanctioned cash credit limit.
Each applicant has to abide by the terms and conditions and changes therein, whenever required, laid down by the Board of Directors of the Bank
Types of Loan
DEMAND LOAN (PERSONAL LOAN)
VEHICLE LOAN
HOUSING LOAN
FIXED ASSETS LOAN
MACHINERY LOAN
HYPOTHICATION LOAN
LOAN AGAINST GOVERNMENT SECURITIES
  The Union Co-op. Bank Ltd.
  Nikol
  B-3-4, Galaxy Business Park,
  Nikol Cross Road,
  S.P.Ring Road,Ahmedabad-382350
  Phone : (079)-29704521
  The Union Co-op. Bank Ltd.
  Saijpur
  6, R. K. Complex,
  Opp. G. D. High School,
  Nr. Ganga Flat,Saijpur,
  Ahmedabad - 382345
  Phone : (079)-22844304,22822360